The average cost of braces can vary depending on several factors, but the biggest are the condition of your teeth (how much work needs to be done) and the type of braces you want to get. Some peoples’ teeth just need a slight tweaking, whereas others need some intensive intervention to get that smile back to where it needs to be. We want you to leave the orthodontist with the biggest smile–perfectly straight teeth that will draw the eye and provide you with a lifetime of good dental health.
In this guide, we will break down the average cost of braces based on numerous factors to help you determine how much you can expect to pay.
Types of Braces & How Much They Cost
Traditional metal braces are the least expensive, and they cost somewhere between $3000 to $7000.
The next are ceramic braces, which will run $4,000 to $8,000, followed by lingual braces, which are $8,000 to $10,000. Invisalign is a different type of braces, and they typically cost between $4,000 and $7,000. The cost for Invisalign is typically higher because it’s discreet and much easier for many adults to wear.
When you pay for braces, you very rarely will pay the entire amount upfront or in a lump sum. Payment plans are available for your convenience. You can also look into your dental insurance coverage. Some companies help with the total cost of braces.
Keep in mind that spreading the price of braces out over a period of 12-24 months will increase the total cost in the end because of interest.
How to Save Money on the Cost of Braces?
Aside from getting your insurance plan to help cover the cost, many people find that using a flexible spending plan helps save a lot of money.
A flexible spending account lets you set aside money from your paycheck at the beginning of a calendar year, money that will not be taxed and that you can only spend on medical bills. From then on, you’ll make monthly payments. If you don’t have a dental insurance plan and do not have access to one, there are options for you as well. Shop around and look for orthodontists that offer discounts based on referrals We also offer free online appointments to make your initial consultation more affordable. There’s no reason for you to have to sit in the chair to simply discuss financing options. We’re proud to offer options that make orthodontic treatment affordable for all.
If Insurance Doesn’t Cover Braces, Can I Deduct the Cost From My Taxes?
If the braces are medically necessary (which most are, unlike something like teeth whitening), then yes, it can be deducted from your taxes as a medical expense.
The cost must cross a certain threshold before it can count (7.5% of line 37 on your 1040.) Make sure you keep track of all the small expenses that come from wearing braces and the treatment plan, including co-pays, cleanings, check-ups, etc.
How Much Do Braces Typically Cost With Insurance?
To determine the price of braces with insurance, it’s important to understand how insurance works. Your orthodontic coverage may cover up to 50% or more of the total treatment but a lot of plans also have a lifetime maximum.
Some private health insurance plans include orthodontic coverage, but the coverage varies widely. They may cover a percentage of the cost or have a lifetime maximum, similar to dental insurance.
Assuming a typical case without any additional complications, the average cost of traditional metal braces without insurance is $3,000 to $7,000. With insurance covering 50% of the cost, you might expect to pay $1,500 to $3,500 out of pocket. However, if your insurance has a lifetime maximum of $1,000, you would pay the remaining balance after that amount is applied.
Request a free consultation today to learn more about the average cost of braces and what you may have to pay.
